Business Investment Concessional Loans


Business Investment Concessional Loans will provide loan finance, matched by borrower sourced private sector debt, to de-risk project opportunities, bring forward private investment and deliver projects to final investment. All projects seeking finance must demonstrate how they will create and sustain new local jobs and drive increased economic activity.

Key features

  • Loan amounts may range from between $100,000 and $3 million, with the loans made on a concessional basis.
  • The concessional element of the loan could result in interest free periods, capitalisation of interest or discounted interest rates.
  • Loans could require a form of security to be provided to the Territory and this will be assessed as part of the loan application process.
  • Loan terms will reflect the needs of the business and the specific financing requirement but will generally be for not more than three years.

Business Investment Concessional Loans are expected to provide debt finance for:

  • Small, emerging and fast growing businesses able to demonstrate significant long term growth potential, needing to bridge the gap between feasibility and the ability to attract ongoing commercial debt funding.
  • Significant projects requiring financial assistance to achieve financial close.

How to apply

Applications are required to include a robust business case, financial model and financial statements for the applicant. All applicants should seek advice from their legal, business and financial advisors prior to submitting an application. Applicants are responsible for all costs incurred in the preparation and lodgement of their application.

Step 1. Check your eligibility

Step 2. Read the business case guidelines

Step 3. Fill in the online application.